Clearpath Lending
Irvine, CA · What the federal mortgage record shows about how Clearpath Lending treated New Jersey applicants, 2018–2025 — 859 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 859 New Jersey applications Clearpath Lending approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Clearpath Lending’s rates ran -0.26 pp lower than the typical New Jersey lender (average rate spread -0.30 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Clearpath Lending approves
Why Clearpath Lending denied applications
Where Clearpath Lending lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Burlington County | 124 | 89.5% |
| Ocean County | 110 | 90.9% |
| Camden County | 93 | 91.4% |
| Monmouth County | 73 | 93.2% |
| Middlesex County | 69 | 87.0% |
| Gloucester County | 67 | 91.0% |
| Union County | 36 | 94.4% |
| Passaic County | 32 | 87.5% |
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Clearpath Lending (LEI 549300G5DVGM0ZHRQC33). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →