Mortgage approvals in Camden County, NJ
Real approval and denial rates for home-purchase mortgages in Camden County, built from 49,613 federally reported lender decisions, 2018–2025.
Share of 49,613 home-purchase applications that lenders approved vs. denied · 2025: 91.9% approved. Excludes loans withdrawn, left incomplete, or bought on the secondary market.
Approval rate over time
By loan type
FHA and USDA loans serve lower-down-payment and rural buyers; approval patterns differ by program.
Lenders in Camden County
Ranked by volume. Approval rate = originated or approved ÷ (those + denied), home purchases 2018–2025.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Greentree Mortgage Company, L.p. Gibbsboro, NJ | 98.6% | 3,281 | 47 | +0.75 pp |
| Crosscountry Mortgage, Llc Cleveland, OH | 96.9% | 2,163 | 66 | +0.75 pp |
| Rocket Mortgage Detroit, MI | 82.7% | 1,694 | 293 | +0.48 pp |
| Allied Mortgage Group, Inc Bala Cynwyd, PA | 94.4% | 1,582 | 89 | +0.90 pp |
| Nfm, Inc Linthicum, MD | 97.0% | 1,554 | 47 | +0.53 pp |
| Nation One Mortgage Corporatio Marlton, NJ | 96.1% | 1,551 | 61 | +1.24 pp |
| Guaranteed Rate, Inc. Chicago, IL | 95.6% | 1,520 | 67 | +0.32 pp |
| American Neighborhood Mortgage Acceptance Company Mt. Laurel, NJ | 95.8% | 1,512 | 63 | +1.03 pp |
| Gateway First Bank Jenks, OK | 92.2% | 1,479 | 116 | +0.80 pp |
| United Wholesale Mortgage Pontiac, MI | 92.2% | 1,399 | 109 | +0.35 pp |
| Trident Mortgage Company Lp Devon, PA | 98.1% | 1,343 | 26 | +0.67 pp |
| Absolute Home Mortgage Fairfield, NJ | 95.4% | 1,190 | 55 | +0.74 pp |
Why applications were denied
Primary reason lenders recorded on denied applications. One denial can cite several.
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Camden County mortgage FAQ
What is the mortgage approval rate in Camden County, NJ?
Lenders approved 91.1% of home-purchase mortgage applications in Camden County, New Jersey between 2018 and 2025 — 45,187 approved out of 49,613 decisions. The denial rate was 8.9% (4,426 denied).
Why do mortgage applications get denied in Camden County, NJ?
The reason lenders most often recorded for denying home-purchase applications in Camden County was debt-to-income ratio, cited on 37% of the 4,426 denials between 2018 and 2025. HMDA does not include applicants' credit scores.
Which lenders make the most mortgages in Camden County, NJ?
15 lenders made at least 25 home-purchase decisions in Camden County between 2018 and 2025. The most active was Greentree Mortgage Company, L.p., which approved 98.6% of its 3,281 applications there.
What is the most recent mortgage approval rate in Camden County, NJ?
In 2025, the most recent year of federal HMDA data, lenders approved 91.9% of home-purchase applications in Camden County, New Jersey.
Source: CFPB HMDA loan-level snapshot data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in Camden County, NJ. Full methodology →