The Mortgage Record
New Jersey · Home purchase mortgages

Mortgage approvals in Camden County, NJ

Real approval and denial rates for home-purchase mortgages in Camden County, built from 49,613 federally reported lender decisions, 2018–2025.

Approval rate
91.1%
45,187 approved
Denial rate
8.9%
4,426 denied
Lender decisions
49,613
2018–2025
Active lenders
15
≥25 decisions
91.1% approved
8.9% denied

Share of 49,613 home-purchase applications that lenders approved vs. denied · 2025: 91.9% approved. Excludes loans withdrawn, left incomplete, or bought on the secondary market.

Approval rate over time

87%88%89%90%91%92%93%94%90%91%91%91%91%91%92%92%20182019202020212022202320242025

By loan type

Conventional92.8% of 30,388FHA88.3% of 16,252VA89.0% of 2,920USDA96.2% of 53

FHA and USDA loans serve lower-down-payment and rural buyers; approval patterns differ by program.

Lenders in Camden County

Ranked by volume. Approval rate = originated or approved ÷ (those + denied), home purchases 2018–2025.

LenderApprovalDecisionsDeniedAvg. rate spread
Greentree Mortgage Company, L.p.
Gibbsboro, NJ		98.6%3,28147+0.75 pp
Crosscountry Mortgage, Llc
Cleveland, OH		96.9%2,16366+0.75 pp
Rocket Mortgage
Detroit, MI		82.7%1,694293+0.48 pp
Allied Mortgage Group, Inc
Bala Cynwyd, PA		94.4%1,58289+0.90 pp
Nfm, Inc
Linthicum, MD		97.0%1,55447+0.53 pp
Nation One Mortgage Corporatio
Marlton, NJ		96.1%1,55161+1.24 pp
Guaranteed Rate, Inc.
Chicago, IL		95.6%1,52067+0.32 pp
American Neighborhood Mortgage Acceptance Company
Mt. Laurel, NJ		95.8%1,51263+1.03 pp
Gateway First Bank
Jenks, OK		92.2%1,479116+0.80 pp
United Wholesale Mortgage
Pontiac, MI		92.2%1,399109+0.35 pp
Trident Mortgage Company Lp
Devon, PA		98.1%1,34326+0.67 pp
Absolute Home Mortgage
Fairfield, NJ		95.4%1,19055+0.74 pp

Why applications were denied

Debt-to-income ratio37% of denialsCredit history21% of denialsCollateral (value/type)18% of denialsOther14% of denialsInsufficient cash to close11% of denialsIncomplete application10% of denials

Primary reason lenders recorded on denied applications. One denial can cite several.

See which lenders approve borrowers like you

Filter by your income, loan size and loan type to get a Camden County lender shortlist.

Open the approval tool →

Refinance

Refi approval rate
77.2%
33,907 of 43,928
Refi denial rate
22.8%
10,021 denied
Refi decisions
43,928
2018–2025

Best lenders for specific buyers in Camden County

Best FHA lendersBest VA lendersBest jumbo lendersBest high-DTI lendersBest low-down-payment lendersBest lower-income lendersBest investment-property lendersBest manufactured-home lenders

Source: CFPB HMDA loan-level snapshot data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in Camden County, NJ. Full methodology →