New Jersey · Home purchase mortgages

Mortgage approvals in Burlington County, NJ

Real approval and denial rates for home-purchase mortgages in Burlington County, built from 51,697 federally reported lender decisions, 2018–2025.

Approval rate
91.4%
47,229 approved
Denial rate
8.6%
4,468 denied
Lender decisions
51,697
2018–2025
Active lenders
15
≥25 decisions
91.4% approved
8.6% denied

Share of 51,697 home-purchase applications that lenders approved vs. denied · 2025: 91.9% approved. Excludes loans withdrawn, left incomplete, or bought on the secondary market.

Approval rate over time

87%89%91%93%95%91%91%91%92%91%91%91%92%20182019202020212022202320242025

By loan type

Conventional92.6% of 34,288FHA88.5% of 12,059VA90.4% of 4,847USDA88.7% of 503

FHA and USDA loans serve lower-down-payment and rural buyers; approval patterns differ by program.

Lenders in Burlington County

Ranked by volume. Approval rate = originated or approved ÷ (those + denied), home purchases 2018–2025.

LenderApprovalDecisionsDeniedAvg. rate spread
Crosscountry Mortgage, Llc
Cleveland, OH
97.7%2,33053+0.55 pp
United Wholesale Mortgage
Pontiac, MI
93.5%2,186142+0.31 pp
Rocket Mortgage
Detroit, MI
85.7%2,083297+0.42 pp
Greentree Mortgage Company, L.p.
Gibbsboro, NJ
98.6%1,98927+0.61 pp
Fairway Independent Mort Corp
Madison, WI
95.3%1,31161+0.57 pp
Nfm, Inc
Linthicum, MD
98.2%1,25122+0.44 pp
Republic First Bank
Philadelphia, PA
94.4%1,17266+0.42 pp
Trident Mortgage Company Lp
Devon, PA
96.8%1,14137+0.56 pp
Wells Fargo Bank Na
Minneapolis, MN
84.4%1,131176+0.09 pp
Allied Mortgage Group, Inc
Bala Cynwyd, PA
94.8%1,08556+0.68 pp
Caliber Home Loans, Inc.
Fort Washington, PA
95.7%1,04345+0.56 pp
Weichert Financial Services
Morris Plains, NJ
95.0%1,03952+0.56 pp

Why applications were denied

Debt-to-income ratio36% of denialsCredit history21% of denialsCollateral (value/type)18% of denialsOther16% of denialsInsufficient cash to close11% of denialsIncomplete application10% of denials

Primary reason lenders recorded on denied applications. One denial can cite several.

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Refinance

Refi approval rate
79.4%
40,050 of 50,466
Refi denial rate
20.6%
10,416 denied
Refi decisions
50,466
2018–2025

Best lenders for specific buyers in Burlington County

Best FHA lendersBest VA lendersBest USDA lendersBest jumbo lendersBest high-DTI lendersBest low-down-payment lendersBest lower-income lendersBest investment-property lendersBest manufactured-home lenders

Source: CFPB HMDA loan-level snapshot data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in Burlington County, NJ. Full methodology →