The Mortgage Record
New Jersey · Home purchase mortgages

Mortgage approvals in Burlington County, NJ

Real approval and denial rates for home-purchase mortgages in Burlington County, built from 51,697 federally reported lender decisions, 2018–2025.

Approval rate
91.4%
47,229 approved
Denial rate
8.6%
4,468 denied
Lender decisions
51,697
2018–2025
Active lenders
15
≥25 decisions
91.4% approved
8.6% denied

Share of 51,697 home-purchase applications that lenders approved vs. denied · 2025: 91.9% approved. Excludes loans withdrawn, left incomplete, or bought on the secondary market.

Approval rate over time

87%89%91%93%95%91%91%91%92%91%91%91%92%20182019202020212022202320242025

By loan type

Conventional92.6% of 34,288FHA88.5% of 12,059VA90.4% of 4,847USDA88.7% of 503

FHA and USDA loans serve lower-down-payment and rural buyers; approval patterns differ by program.

Lenders in Burlington County

Ranked by volume. Approval rate = originated or approved ÷ (those + denied), home purchases 2018–2025.

LenderApprovalDecisionsDeniedAvg. rate spread
Crosscountry Mortgage, Llc
Cleveland, OH		97.7%2,33053+0.55 pp
United Wholesale Mortgage
Pontiac, MI		93.5%2,186142+0.31 pp
Rocket Mortgage
Detroit, MI		85.7%2,083297+0.42 pp
Greentree Mortgage Company, L.p.
Gibbsboro, NJ		98.6%1,98927+0.61 pp
Fairway Independent Mort Corp
Madison, WI		95.3%1,31161+0.57 pp
Nfm, Inc
Linthicum, MD		98.2%1,25122+0.44 pp
Republic First Bank
Philadelphia, PA		94.4%1,17266+0.42 pp
Trident Mortgage Company Lp
Devon, PA		96.8%1,14137+0.56 pp
Wells Fargo Bank Na
Minneapolis, MN		84.4%1,131176+0.09 pp
Allied Mortgage Group, Inc
Bala Cynwyd, PA		94.8%1,08556+0.68 pp
Caliber Home Loans, Inc.
Fort Washington, PA		95.7%1,04345+0.56 pp
Weichert Financial Services
Morris Plains, NJ		95.0%1,03952+0.56 pp

Why applications were denied

Debt-to-income ratio36% of denialsCredit history21% of denialsCollateral (value/type)18% of denialsOther16% of denialsInsufficient cash to close11% of denialsIncomplete application10% of denials

Primary reason lenders recorded on denied applications. One denial can cite several.

See which lenders approve borrowers like you

Filter by your income, loan size and loan type to get a Burlington County lender shortlist.

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Refinance

Refi approval rate
79.4%
40,050 of 50,466
Refi denial rate
20.6%
10,416 denied
Refi decisions
50,466
2018–2025

Best lenders for specific buyers in Burlington County

Best FHA lendersBest VA lendersBest USDA lendersBest jumbo lendersBest high-DTI lendersBest low-down-payment lendersBest lower-income lendersBest investment-property lendersBest manufactured-home lenders

Burlington County mortgage FAQ

What is the mortgage approval rate in Burlington County, NJ?

Lenders approved 91.4% of home-purchase mortgage applications in Burlington County, New Jersey between 2018 and 2025 — 47,229 approved out of 51,697 decisions. The denial rate was 8.6% (4,468 denied).

Why do mortgage applications get denied in Burlington County, NJ?

The reason lenders most often recorded for denying home-purchase applications in Burlington County was debt-to-income ratio, cited on 36% of the 4,468 denials between 2018 and 2025. HMDA does not include applicants' credit scores.

Which lenders make the most mortgages in Burlington County, NJ?

15 lenders made at least 25 home-purchase decisions in Burlington County between 2018 and 2025. The most active was Crosscountry Mortgage, Llc, which approved 97.7% of its 2,330 applications there.

What is the most recent mortgage approval rate in Burlington County, NJ?

In 2025, the most recent year of federal HMDA data, lenders approved 91.9% of home-purchase applications in Burlington County, New Jersey.

Source: CFPB HMDA loan-level snapshot data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in Burlington County, NJ. Full methodology →