New Jersey · Home purchase

Best FHA lenders in Sussex County, NJ

FHA loans let buyers put down as little as 3.5% with more flexible credit — but not every lender welcomes them equally. Based on 4,975 FHA home-purchase decisions in Sussex County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.

Fha approval
86.3%
4,293 of 4,975
Denial rate
13.7%
682 denied
Decisions
4,975
2018–2025

For FHA buyers in Sussex County, lenders approved 86.3% — 4 points below the 90% all-buyer average in the county.

Top lenders for FHA buyers in Sussex County

Lenders with 25+ FHA buyers decisions here, ranked by a sample-size-adjusted approval rate.

LenderApprovalDecisionsDeniedAvg. rate spread
Crosscountry Mortgage, Llc
Cleveland, OH
94.3%24614+0.89 pp
Nj Lenders Corp
Little Falls, NJ
94.7%18910+0.86 pp
Realfi Home Funding Corp
White Plains, NY
94.1%1368+1.52 pp
Absolute Home Mortgage
Fairfield, NJ
92.0%25120+1.15 pp
American Neighborhood Mortgage Acceptance Company
Mt. Laurel, NJ
90.1%34334+1.30 pp
Guaranteed Rate, Inc.
Chicago, IL
89.6%27929+0.90 pp
Caliber Home Loans, Inc.
Fort Washington, PA
93.8%654+1.08 pp
Homebridge Financial Services, Inc
Iselin, NJ
90.5%14814+1.02 pp
Movement Mortgage, Llc
Indian Land, SC
90.2%12312+1.16 pp
Family First Funding Llc
Toms River, NJ
86.6%46963+1.31 pp
Paramount Residential Mortgage
Corona, CA
91.8%615+0.96 pp
Cmg Mortgage Inc
San Ramon, IL
88.7%536+0.85 pp
Loandepot.com Llc
Irvine, CA
83.0%13523+1.25 pp
Northpointe Bank
Grand Rapids, MI
86.4%598+0.88 pp
Weichert Financial Services
Morris Plains, NJ
83.3%8414+1.10 pp

Why FHA buyers were denied here

Debt-to-income ratio37% of denialsCredit history23% of denialsCollateral (value/type)19% of denialsInsufficient cash to close11% of denialsOther10% of denials

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Other buyer situations in Sussex County

Best VA lendersBest lenders for high debt-to-income buyersBest low-down-payment lendersBest lenders for lower-income buyersBest investment-property lendersBest manufactured-home lenders

Best FHA lenders in other NJ counties

AtlanticBergenBurlingtonCamdenCape MayCumberlandEssexGloucesterHudsonHunterdonMercerMiddlesexMonmouthMorrisOceanPassaicSalemSomersetUnionWarren

Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, FHA buyers in Sussex County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →