Best FHA lenders in Mercer County, NJ
FHA loans let buyers put down as little as 3.5% with more flexible credit — but not every lender welcomes them equally. Based on 5,169 FHA home-purchase decisions in Mercer County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For FHA buyers in Mercer County, lenders approved 84.8% — 5 points below the 90% all-buyer average in the county.
Top lenders for FHA buyers in Mercer County
Lenders with 25+ FHA buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Greentree Mortgage Company, L.p. Gibbsboro, NJ | 97.6% | 82 | 2 | +1.10 pp |
| Crosscountry Mortgage, Llc Cleveland, OH | 94.6% | 277 | 15 | +1.04 pp |
| Allied Mortgage Group, Inc Bala Cynwyd, PA | 94.4% | 161 | 9 | +0.93 pp |
| Cmg Mortgage Inc San Ramon, IL | 96.0% | 75 | 3 | +0.92 pp |
| Absolute Home Mortgage Fairfield, NJ | 91.7% | 120 | 10 | +1.05 pp |
| Fairway Independent Mort Corp Madison, WI | 93.3% | 75 | 5 | +1.12 pp |
| Caliber Home Loans, Inc. Fort Washington, PA | 91.6% | 95 | 8 | +1.22 pp |
| Finance Of America Mortgage Llc Horsham, PA | 86.5% | 453 | 61 | +1.09 pp |
| Paramount Residential Mortgage Corona, CA | 88.2% | 102 | 12 | +1.22 pp |
| American Neighborhood Mortgage Acceptance Company Mt. Laurel, NJ | 86.4% | 169 | 23 | +1.31 pp |
| Advisors Mortgage Group, Llc Ocean, NJ | 88.6% | 88 | 10 | +1.06 pp |
| Nation One Mortgage Corporatio Marlton, NJ | 88.5% | 87 | 10 | +1.63 pp |
| Mld Mortgage, Inc.dba The Money Store Florham Park, NJ | 87.4% | 95 | 12 | +0.57 pp |
| Gateway First Bank Jenks, OK | 86.4% | 118 | 16 | +1.18 pp |
| Prosperity Home Mortgage, Llc Chantilly, VA | 87.0% | 92 | 12 | +1.00 pp |
Why FHA buyers were denied here
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, FHA buyers in Mercer County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →