Best FHA lenders in Atlantic County, NJ
FHA loans let buyers put down as little as 3.5% with more flexible credit — but not every lender welcomes them equally. Based on 6,632 FHA home-purchase decisions in Atlantic County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For FHA buyers in Atlantic County, lenders approved 87.6% — 2 points below the 89% all-buyer average in the county.
Top lenders for FHA buyers in Atlantic County
Lenders with 25+ FHA buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Greentree Mortgage Company, L.p. Gibbsboro, NJ | 98.2% | 723 | 13 | +1.09 pp |
| Affordable Mortgage Advisors Pittsburgh, PA | 98.4% | 124 | 2 | +0.65 pp |
| Nation One Mortgage Corporatio Marlton, NJ | 94.2% | 359 | 21 | +1.44 pp |
| Finance Of America Mortgage Llc Horsham, PA | 95.2% | 167 | 8 | +0.96 pp |
| Union Home Mortgage Corp. Strongsville, OH | 95.0% | 180 | 9 | +1.44 pp |
| Gateway First Bank Jenks, OK | 92.7% | 219 | 16 | +1.13 pp |
| Advisors Mortgage Group, Llc Ocean, NJ | 90.5% | 655 | 62 | +0.87 pp |
| Caliber Home Loans, Inc. Fort Washington, PA | 89.8% | 736 | 75 | +1.20 pp |
| Mld Mortgage, Inc.dba The Money Store Florham Park, NJ | 90.9% | 154 | 14 | +1.36 pp |
| Allied Mortgage Group, Inc Bala Cynwyd, PA | 90.8% | 152 | 14 | +1.23 pp |
| Draper And Kramer Mortgage Corp. Downers Grove, IL | 90.8% | 109 | 10 | +1.27 pp |
| American Neighborhood Mortgage Acceptance Company Mt. Laurel, NJ | 89.2% | 111 | 12 | +1.29 pp |
| Crosscountry Mortgage, Llc Cleveland, OH | 87.2% | 188 | 24 | +1.02 pp |
| Trident Mortgage Company Lp Devon, PA | 87.1% | 85 | 11 | +1.34 pp |
| Guaranteed Rate, Inc. Chicago, IL | 85.3% | 116 | 17 | +0.98 pp |
Why FHA buyers were denied here
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, FHA buyers in Atlantic County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →