New Jersey · Home purchase

Best FHA lenders in Hunterdon County, NJ

FHA loans let buyers put down as little as 3.5% with more flexible credit — but not every lender welcomes them equally. Based on 1,440 FHA home-purchase decisions in Hunterdon County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.

Fha approval
84.6%
1,218 of 1,440
Denial rate
15.4%
222 denied
Decisions
1,440
2018–2025

For FHA buyers in Hunterdon County, lenders approved 84.6% — 8 points below the 92% all-buyer average in the county.

Top lenders for FHA buyers in Hunterdon County

Lenders with 25+ FHA buyers decisions here, ranked by a sample-size-adjusted approval rate.

LenderApprovalDecisionsDeniedAvg. rate spread
Homebridge Financial Services, Inc
Iselin, NJ
94.4%543+1.00 pp
Crosscountry Mortgage, Llc
Cleveland, OH
95.2%422+1.05 pp
Caliber Home Loans, Inc.
Fort Washington, PA
96.4%281+0.77 pp
Movement Mortgage, Llc
Indian Land, SC
90.9%666+1.07 pp
Guaranteed Rate Affinity, Llc
Chicago, IL
91.7%363+0.83 pp
Loandepot.com Llc
Irvine, CA
87.8%496+1.06 pp
Absolute Home Mortgage
Fairfield, NJ
90.3%313+1.22 pp
Nj Lenders Corp
Little Falls, NJ
90.3%313+0.89 pp
Home Point Financial Corporation
Ann Arbor, MI
88.2%344+0.81 pp
American Neighborhood Mortgage Acceptance Company
Mt. Laurel, NJ
84.9%538+1.22 pp
Finance Of America Mortgage Llc
Horsham, PA
85.1%477+1.00 pp
Weichert Financial Services
Morris Plains, NJ
87.5%324+0.93 pp
Rocket Mortgage
Detroit, MI
81.9%7213+0.88 pp
Guaranteed Rate, Inc.
Chicago, IL
85.3%345+0.93 pp
United Wholesale Mortgage
Pontiac, MI
78.6%7015+0.65 pp

Why FHA buyers were denied here

Debt-to-income ratio37% of denialsCollateral (value/type)21% of denialsCredit history20% of denialsOther14% of denialsInsufficient cash to close9% of denials

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Other buyer situations in Hunterdon County

Best VA lendersBest lenders for high debt-to-income buyersBest low-down-payment lendersBest lenders for lower-income buyers

Best FHA lenders in other NJ counties

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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, FHA buyers in Hunterdon County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →