New Jersey · Home purchase

Best lenders for investment property in Sussex County, NJ

Buying a rental or investment property is underwritten differently than a home you'll live in. Not every lender is comfortable with it. Based on 435 investment-property home-purchase decisions in Sussex County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.

Investment-property approval
86.9%
378 of 435
Denial rate
13.1%
57 denied
Decisions
435
2018–2025

For investment-property buyers in Sussex County, lenders approved 86.9% — 3 points below the 90% all-buyer average in the county.

Top lenders for investment-property buyers in Sussex County

Lenders with 25+ investment-property buyers decisions here, ranked by a sample-size-adjusted approval rate.

LenderApprovalDecisionsDeniedAvg. rate spread
American Neighborhood Mortgage Acceptance Company
Mt. Laurel, NJ
97.6%421
Nj Lenders Corp
Little Falls, NJ
97.2%361
Family First Funding Llc
Toms River, NJ
85.2%548+0.97 pp
Rocket Mortgage
Detroit, MI
82.8%295+0.90 pp

Why investment-property buyers were denied here

Debt-to-income ratio26% of denialsCollateral (value/type)26% of denialsOther21% of denialsIncomplete application16% of denialsUnverifiable information9% of denials

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Other buyer situations in Sussex County

Best FHA lendersBest VA lendersBest lenders for high debt-to-income buyersBest low-down-payment lendersBest lenders for lower-income buyersBest manufactured-home lenders

Best investment-property lenders in other NJ counties

AtlanticBergenBurlingtonCamdenCape MayEssexGloucesterHudsonMercerMiddlesexMonmouthMorrisOceanPassaicSomersetUnion

Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, investment-property buyers in Sussex County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →