New Jersey · Home purchase

Best FHA lenders in Gloucester County, NJ

FHA loans let buyers put down as little as 3.5% with more flexible credit — but not every lender welcomes them equally. Based on 10,077 FHA home-purchase decisions in Gloucester County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.

Fha approval
90.2%
9,086 of 10,077
Denial rate
9.8%
991 denied
Decisions
10,077
2018–2025

For FHA buyers in Gloucester County, lenders approved 90.2% — 2 points below the 92% all-buyer average in the county.

Top lenders for FHA buyers in Gloucester County

Lenders with 25+ FHA buyers decisions here, ranked by a sample-size-adjusted approval rate.

LenderApprovalDecisionsDeniedAvg. rate spread
Greentree Mortgage Company, L.p.
Gibbsboro, NJ
97.4%1,08228+1.09 pp
Nation One Mortgage Corporatio
Marlton, NJ
96.0%72129+1.54 pp
Crosscountry Mortgage, Llc
Cleveland, OH
95.8%52522+1.20 pp
Nfm, Inc
Linthicum, MD
95.5%42119+1.02 pp
Trident Mortgage Company Lp
Devon, PA
96.0%27411+1.33 pp
Allied Mortgage Group, Inc
Bala Cynwyd, PA
95.5%39618+1.18 pp
1ST Colonial Community Bank
Collingswood, NJ
96.5%1726+1.08 pp
American Neighborhood Mortgage Acceptance Company
Mt. Laurel, NJ
93.0%51136+1.34 pp
Guaranteed Rate, Inc.
Chicago, IL
93.6%20413+0.91 pp
Finance Of America Mortgage Llc
Horsham, PA
92.4%27721+1.16 pp
Prosperity Home Mortgage, Llc
Chantilly, VA
92.9%21115+0.85 pp
Caliber Home Loans, Inc.
Fort Washington, PA
93.2%14610+1.01 pp
Freedom Mortgage Corporation
Boca Raton, FL
92.6%16312+0.95 pp
Absolute Home Mortgage
Fairfield, NJ
92.3%16913+1.08 pp
Gateway First Bank
Jenks, OK
90.4%40739+1.21 pp

Why FHA buyers were denied here

Debt-to-income ratio36% of denialsCredit history27% of denialsOther16% of denialsCollateral (value/type)14% of denialsInsufficient cash to close12% of denials

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Other buyer situations in Gloucester County

Best VA lendersBest lenders for high debt-to-income buyersBest low-down-payment lendersBest lenders for lower-income buyersBest investment-property lendersBest manufactured-home lenders

Best FHA lenders in other NJ counties

AtlanticBergenBurlingtonCamdenCape MayCumberlandEssexHudsonHunterdonMercerMiddlesexMonmouthMorrisOceanPassaicSalemSomersetSussexUnionWarren

Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, FHA buyers in Gloucester County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →