Best FHA lenders in Morris County, NJ
FHA loans let buyers put down as little as 3.5% with more flexible credit — but not every lender welcomes them equally. Based on 4,939 FHA home-purchase decisions in Morris County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For FHA buyers in Morris County, lenders approved 87.8% — 5 points below the 93% all-buyer average in the county.
Top lenders for FHA buyers in Morris County
Lenders with 25+ FHA buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Absolute Home Mortgage Fairfield, NJ | 94.8% | 267 | 14 | +1.09 pp |
| American Financial Network, Inc. Brea, CA | 96.2% | 78 | 3 | +1.26 pp |
| Nj Lenders Corp Little Falls, NJ | 93.1% | 216 | 15 | +0.84 pp |
| Crosscountry Mortgage, Llc Cleveland, OH | 92.8% | 221 | 16 | +0.90 pp |
| American Neighborhood Mortgage Acceptance Company Mt. Laurel, NJ | 92.3% | 195 | 15 | +1.14 pp |
| Realfi Home Funding Corp White Plains, NY | 93.6% | 110 | 7 | +1.35 pp |
| Guaranteed Rate, Inc. Chicago, IL | 91.2% | 215 | 19 | +0.79 pp |
| United Wholesale Mortgage Pontiac, MI | 88.7% | 231 | 26 | +0.50 pp |
| Nationwide Mortgage Bankers, Inc. Melville, NY | 93.2% | 59 | 4 | +1.38 pp |
| Loandepot.com Llc Irvine, CA | 89.3% | 168 | 18 | +1.08 pp |
| Homebridge Financial Services, Inc Iselin, NJ | 89.1% | 128 | 14 | +1.01 pp |
| Family First Funding Llc Toms River, NJ | 87.6% | 178 | 22 | +1.17 pp |
| Movement Mortgage, Llc Indian Land, SC | 89.9% | 79 | 8 | +1.05 pp |
| Weichert Financial Services Morris Plains, NJ | 87.5% | 128 | 16 | +1.01 pp |
| Home Point Financial Corporation Ann Arbor, MI | 86.0% | 114 | 16 | +0.98 pp |
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, FHA buyers in Morris County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →