New Jersey · Home purchase

Best lenders for manufactured homes in Sussex County, NJ

Manufactured and mobile homes are a distinct, underserved lending market — a minority of lenders do meaningful volume, and approval varies widely. Based on 123 manufactured-home home-purchase decisions in Sussex County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.

Manufactured-home approval
28.5%
35 of 123
Denial rate
71.5%
88 denied
Decisions
123
2018–2025

For manufactured-home buyers in Sussex County, lenders approved 28.5% — 61 points below the 90% all-buyer average in the county.

Top lenders for manufactured-home buyers in Sussex County

Lenders with 25+ manufactured-home buyers decisions here, ranked by a sample-size-adjusted approval rate.

LenderApprovalDecisionsDeniedAvg. rate spread
First Credit Corporation Of Ny, Inc.
Gloversville, NY
18.2%3327+3.16 pp
21ST Mortgage
Knoxville, TN
19.2%2621+3.44 pp
Priority Funding Llc
Northboro, MA
0.0%2828

Why manufactured-home buyers were denied here

Debt-to-income ratio52% of denialsCredit history43% of denialsOther11% of denialsInsufficient cash to close9% of denialsCollateral (value/type)7% of denials

See your own odds and pricing

Get a lender shortlist for your exact profile, or check who overcharges borrowers like you.

Approval tool → Overcharge check →

Other buyer situations in Sussex County

Best FHA lendersBest VA lendersBest lenders for high debt-to-income buyersBest low-down-payment lendersBest lenders for lower-income buyersBest investment-property lenders

Best manufactured-home lenders in other NJ counties

AtlanticBurlingtonCamdenCape MayCumberlandGloucesterMiddlesexMonmouthOceanSalem

Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, manufactured-home buyers in Sussex County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →