The Mortgage Record
Lender report card · New Jersey

Lakeview Loan Servicing, Llc

Coral Gables, FL · What the federal mortgage record shows about how Lakeview Loan Servicing, Llc treated New Jersey applicants, 2018–2025 — 11,754 reported decisions. This is historical behavior, not a prediction about your loan.

Approval rate
49.5%
5,820 approved
Denial rate
50.5%
5,934 denied
Decisions
11,754
2018–2025
Avg. rate spread
+0.56 pp
vs. market benchmark
49.5% approved
50.5% denied

Share of 11,754 New Jersey applications Lakeview Loan Servicing, Llc approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.

Approval rate by loan type

Conventional39.7% of 3,510 · NJ 87%FHA52.0% of 6,823 · NJ 79%VA62.1% of 1,414 · NJ 80%

“NJ” = the statewide average approval rate for that loan type, for comparison.

Approval rate over time

20%31%42%53%64%43%39%56%62%43%23%37%39%20182019202020212022202320242025

Pricing

Adjusting for its loan-type mix, Lakeview Loan Servicing, Llc’s rates ran -0.01 pp in line with than the typical New Jersey lender (average rate spread +0.56 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.

Who Lakeview Loan Servicing, Llc approves

By income
Under $50k58.8% · 3,052$50–75k41.4% · 828$75–100k42.3% · 958$100–150k48.1% · 1,327$150–250k47.7% · 933$250k+42.3% · 291
By debt-to-income
Under 36%56.4% · 2,10236–43%62.7% · 83243–50%61.9% · 967Over 50%30.8% · 884
By down payment (LTV)
20%+ down62.2% · 2,74010–20% down64.6% · 1,0855–10% down71.3% · 1,3263–5% down63.8% · 1,301Under 3% down68.5% · 832

Why Lakeview Loan Servicing, Llc denied applications

Incomplete application82% of denialsDebt-to-income ratio6% of denialsCredit history6% of denialsOther4% of denialsCollateral (value/type)1% of denialsUnverifiable information0% of denials

Where Lakeview Loan Servicing, Llc lends in NJ

CountyDecisionsApproval
Burlington County1,08355.1%
Ocean County1,03553.8%
Camden County92454.4%
Middlesex County90951.4%
Essex County90246.7%
Union County81642.6%
Bergen County80740.4%
Monmouth County75551.3%

Fees & closing costs

Median total loan costs
$6,323
home purchase
As % of loan
2.86%
NJ median 1.93%
Priced originations
424
with fee data

Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Lakeview Loan Servicing, Llc’s home-purchase originations — 0.93 points higher than the 1.93% New Jersey median. Typical lender credit toward costs: $941. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →

Consumer complaints

CFPB complaints
121
from NJ, 2022–present
Answered on time
100%
of complaints
Closed with relief
0%
monetary or non-monetary

Complaints New Jersey mortgage customers filed against Lakeview Loan Servicing, Llc with the federal Consumer Financial Protection Bureau, 2022–present. Most common issue: Trouble during payment process. Most mortgage complaints concern servicing — payments, escrow, and foreclosure — so this reflects a company’s customer experience as much as its lending, and volume partly tracks how many loans it services. Source: CFPB Consumer Complaint Database.

Compare Lakeview Loan Servicing, Llc to other lenders for your profile

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Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Lakeview Loan Servicing, Llc (LEI 549300NOCASXPA34X033). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →