Fulton Bank Of New Jersey
East Petersburg, PA · What the federal mortgage record shows about how Fulton Bank Of New Jersey treated New Jersey applicants, 2018–2025 — 497 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 497 New Jersey applications Fulton Bank Of New Jersey approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Not enough data.
Pricing
Adjusting for its loan-type mix, Fulton Bank Of New Jersey’s rates ran +0.14 pp higher than the typical New Jersey lender (average rate spread +0.37 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Fulton Bank Of New Jersey approves
Thin.
Why Fulton Bank Of New Jersey denied applications
Where Fulton Bank Of New Jersey lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Ocean County | 56 | 89.3% |
| Gloucester County | 53 | 88.7% |
| Burlington County | 51 | 86.3% |
| Monmouth County | 48 | 83.3% |
| Morris County | 40 | 90.0% |
| Camden County | 39 | 87.2% |
| Atlantic County | 29 | 93.1% |
| Mercer County | 28 | 78.6% |
Fees & closing costs
Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Fulton Bank Of New Jersey’s home-purchase originations — 0.31 points lower than the 1.93% New Jersey median. Typical lender credit toward costs: $248. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →
Compare Fulton Bank Of New Jersey to other lenders for your profile
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Fulton Bank Of New Jersey (LEI 8VPESZVIXN83ENVWIB56). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →