The Mortgage Record
Lender report card · New Jersey

Allied Mortgage Group, Inc

Bala Cynwyd, PA · What the federal mortgage record shows about how Allied Mortgage Group, Inc treated New Jersey applicants, 2018–2025 — 8,508 reported decisions. This is historical behavior, not a prediction about your loan.

Approval rate
94.4%
8,030 approved
Denial rate
5.6%
478 denied
Decisions
8,508
2018–2025
Avg. rate spread
+0.66 pp
vs. market benchmark
94.4% approved
5.6% denied

Share of 8,508 New Jersey applications Allied Mortgage Group, Inc approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.

Approval rate by loan type

Conventional95.9% of 4,883 · NJ 87%FHA92.0% of 3,269 · NJ 79%VA94.4% of 252 · NJ 80%USDA96.2% of 104 · NJ 87%

“NJ” = the statewide average approval rate for that loan type, for comparison.

Approval rate over time

90%92%94%96%98%94%94%94%95%93%95%93%94%20182019202020212022202320242025

Pricing

Adjusting for its loan-type mix, Allied Mortgage Group, Inc’s rates ran +0.16 pp higher than the typical New Jersey lender (average rate spread +0.66 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.

Who Allied Mortgage Group, Inc approves

By income
Under $50k88.6% · 1,042$50–75k93.1% · 2,071$75–100k95.2% · 1,744$100–150k96.4% · 2,112$150–250k96.6% · 1,133$250k+95.8% · 406
By debt-to-income
Under 36%96.6% · 2,56436–43%96.3% · 2,18743–50%95.7% · 2,583Over 50%83.1% · 1,111
By down payment (LTV)
20%+ down95.8% · 3,26710–20% down94.9% · 7985–10% down95.5% · 7803–5% down93.2% · 1,391Under 3% down91.6% · 1,119

Why Allied Mortgage Group, Inc denied applications

Debt-to-income ratio35% of denialsCredit history25% of denialsCollateral (value/type)22% of denialsOther15% of denialsEmployment history8% of denialsUnverifiable information8% of denials

Where Allied Mortgage Group, Inc lends in NJ

CountyDecisionsApproval
Camden County2,10694.3%
Burlington County1,57894.7%
Gloucester County1,20495.6%
Atlantic County55492.8%
Cape May County40696.3%
Mercer County35894.1%
Middlesex County32194.1%
Ocean County28695.5%

Fees & closing costs

Median total loan costs
$6,277
home purchase
As % of loan
3.14%
NJ median 1.93%
Priced originations
4,580
with fee data

Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Allied Mortgage Group, Inc’s home-purchase originations — 1.21 points higher than the 1.93% New Jersey median. Typical lender credit toward costs: $776. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →

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Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Allied Mortgage Group, Inc (LEI 549300RYWXR8TL5LIK35). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →