New Jersey · Home purchase

Best VA loan lenders in Atlantic County, NJ

VA loans offer eligible veterans and service members zero down and no PMI. Lender experience with VA files varies widely. Based on 1,742 VA home-purchase decisions in Atlantic County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.

Va approval
89.8%
1,564 of 1,742
Denial rate
10.2%
178 denied
Decisions
1,742
2018–2025

For VA buyers in Atlantic County, lenders approved 89.8% — 1 points above the 89% all-buyer average in the county.

Top lenders for VA buyers in Atlantic County

Lenders with 25+ VA buyers decisions here, ranked by a sample-size-adjusted approval rate.

LenderApprovalDecisionsDeniedAvg. rate spread
Greentree Mortgage Company, L.p.
Gibbsboro, NJ
98.3%1192+0.12 pp
Union Home Mortgage Corp.
Strongsville, OH
100.0%510+0.25 pp
Crosscountry Mortgage, Llc
Cleveland, OH
100.0%480+0.09 pp
Nation One Mortgage Corporatio
Marlton, NJ
98.2%571+0.58 pp
Caliber Home Loans, Inc.
Fort Washington, PA
94.5%1106+0.14 pp
Mortgage Research Center
Columbia, MO
89.0%30834+0.15 pp
Advisors Mortgage Group, Llc
Ocean, NJ
94.2%523+0.07 pp
Finance Of America Mortgage Llc
Horsham, PA
92.9%282+0.13 pp
Navy Federal Credit Union
Vienna, VA
84.0%9415-0.38 pp
Dhi Mortgage Company, Ltd.
Austin, TX
88.1%425-0.25 pp
United Wholesale Mortgage
Pontiac, MI
87.5%405-0.32 pp
Usaa Federal Savings Bank
San Antonio, TX
78.0%10924+0.11 pp
Rocket Mortgage
Detroit, MI
80.0%357-0.09 pp
Wells Fargo Bank Na
Minneapolis, MN
79.3%296-0.28 pp

Why VA buyers were denied here

Credit history28% of denialsDebt-to-income ratio26% of denialsOther21% of denialsCollateral (value/type)20% of denialsIncomplete application11% of denials

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Other buyer situations in Atlantic County

Best FHA lendersBest USDA lendersBest jumbo lendersBest lenders for high debt-to-income buyersBest low-down-payment lendersBest lenders for lower-income buyersBest investment-property lendersBest manufactured-home lenders

Best VA lenders in other NJ counties

BergenBurlingtonCamdenCape MayCumberlandEssexGloucesterHudsonHunterdonMercerMiddlesexMonmouthMorrisOceanPassaicSalemSomersetSussexUnionWarren

Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, VA buyers in Atlantic County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →