New Jersey · Home purchase
Best FHA lenders in New Jersey
FHA loans let buyers put down as little as 3.5% with more flexible credit — but not every lender welcomes them equally. Across 159,273 FHA home-purchase decisions statewide (2018–2025), lenders approved 86.2%. Here are the lenders that approve FHA buyers most, and the county-by-county picture.
Statewide approval
86.2%
137,249 of 159,273
Denial rate
13.8%
22,024 denied
Decisions
159,273
2018–2025
Top FHA lenders statewide
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Greentree Mortgage Company, L.p. Gibbsboro, NJ | 97.7% | 4,785 | 110 | +1.11 pp |
| Nation One Mortgage Corporatio Marlton, NJ | 95.0% | 3,553 | 176 | +1.39 pp |
| Crosscountry Mortgage, Llc Cleveland, OH | 93.6% | 7,669 | 488 | +1.06 pp |
| Allied Mortgage Group, Inc Bala Cynwyd, PA | 92.4% | 2,674 | 202 | +1.14 pp |
| Absolute Home Mortgage Fairfield, NJ | 92.2% | 3,596 | 281 | +1.04 pp |
| Nj Lenders Corp Little Falls, NJ | 92.1% | 3,035 | 241 | +0.82 pp |
| American Neighborhood Mortgage Acceptance Company Mt. Laurel, NJ | 90.7% | 5,584 | 518 | +1.25 pp |
| Gateway First Bank Jenks, OK | 90.3% | 3,513 | 340 | +1.16 pp |
| American Financial Network, Inc. Brea, CA | 89.9% | 2,505 | 252 | +1.32 pp |
| Paramount Residential Mortgage Corona, CA | 89.6% | 4,132 | 431 | +1.08 pp |
| Finance Of America Mortgage Llc Horsham, PA | 89.4% | 4,146 | 438 | +1.00 pp |
| Advisors Mortgage Group, Llc Ocean, NJ | 88.8% | 3,732 | 418 | +0.97 pp |
| Homebridge Financial Services, Inc Iselin, NJ | 88.8% | 3,257 | 365 | +1.04 pp |
| Guaranteed Rate, Inc. Chicago, IL | 88.4% | 3,523 | 408 | +0.83 pp |
| Caliber Home Loans, Inc. Fort Washington, PA | 88.0% | 3,971 | 477 | +1.03 pp |
By county
AtlanticBergenBurlingtonCamdenCape MayCumberlandEssexGloucesterHudsonHunterdonMercerMiddlesexMonmouthMorrisOceanPassaicSalemSomersetSussexUnionWarren
Other buyer situations
Best VA lendersBest USDA lendersBest jumbo lendersBest lenders for high debt-to-income buyersBest low-down-payment lendersBest lenders for lower-income buyersBest investment-property lendersBest manufactured-home lenders
Source: CFPB HMDA data, 2018–2025. Methodology →