Triad Financial Services, Inc.
Jacksonville, FL · What the federal mortgage record shows about how Triad Financial Services, Inc. treated New Jersey applicants, 2018–2025 — 2,204 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 2,204 New Jersey applications Triad Financial Services, Inc. approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Triad Financial Services, Inc.’s rates ran +2.86 pp higher than the typical New Jersey lender (average rate spread +3.09 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Triad Financial Services, Inc. approves
Thin.
Why Triad Financial Services, Inc. denied applications
Where Triad Financial Services, Inc. lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Cumberland County | 350 | 48.6% |
| Ocean County | 332 | 48.5% |
| Middlesex County | 273 | 45.8% |
| Monmouth County | 258 | 45.3% |
| Atlantic County | 218 | 52.3% |
| Burlington County | 189 | 61.4% |
| Cape May County | 147 | 49.7% |
| Gloucester County | 125 | 58.4% |
Compare Triad Financial Services, Inc. to other lenders for your profile
Enter your income, county, DTI and down payment to see who approves borrowers like you.
Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Triad Financial Services, Inc. (LEI 549300CB67L6KPJLHE19). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →