Apex Home Loans, Inc.
Rockville, MD · What the federal mortgage record shows about how Apex Home Loans, Inc. treated New Jersey applicants, 2018–2025 — 367 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 367 New Jersey applications Apex Home Loans, Inc. approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Apex Home Loans, Inc.’s rates ran +0.15 pp higher than the typical New Jersey lender (average rate spread +0.53 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Apex Home Loans, Inc. approves
Why Apex Home Loans, Inc. denied applications
Where Apex Home Loans, Inc. lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Camden County | 78 | 98.7% |
| Union County | 49 | 91.8% |
| Burlington County | 47 | 100.0% |
| Gloucester County | 32 | 96.9% |
| Mercer County | 30 | 90.0% |
| Atlantic County | 25 | 88.0% |
Fees & closing costs
Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Apex Home Loans, Inc.’s home-purchase originations — 1.09 points higher than the 1.93% New Jersey median. Typical lender credit toward costs: $138. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →
Compare Apex Home Loans, Inc. to other lenders for your profile
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Apex Home Loans, Inc. (LEI 549300HD6DNX0QP0Z775). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →