American Financing Corporation
Aurora, CO · What the federal mortgage record shows about how American Financing Corporation treated New Jersey applicants, 2018–2025 — 1,513 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 1,513 New Jersey applications American Financing Corporation approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, American Financing Corporation’s rates ran -0.10 pp lower than the typical New Jersey lender (average rate spread +0.29 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who American Financing Corporation approves
Why American Financing Corporation denied applications
Where American Financing Corporation lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Ocean County | 152 | 38.2% |
| Bergen County | 135 | 41.5% |
| Middlesex County | 105 | 41.9% |
| Monmouth County | 105 | 51.4% |
| Camden County | 104 | 32.7% |
| Morris County | 88 | 55.7% |
| Burlington County | 86 | 50.0% |
| Essex County | 85 | 28.2% |
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by American Financing Corporation (LEI 549300ALNLUNS3Y53T24). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →