Homexpress Mortgage Corp.
Santa Ana, CA · What the federal mortgage record shows about how Homexpress Mortgage Corp. treated New Jersey applicants, 2018–2025 — 522 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 522 New Jersey applications Homexpress Mortgage Corp. approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Homexpress Mortgage Corp.’s rates ran +2.20 pp higher than the typical New Jersey lender (average rate spread +2.44 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Homexpress Mortgage Corp. approves
Why Homexpress Mortgage Corp. denied applications
Where Homexpress Mortgage Corp. lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Ocean County | 70 | 64.3% |
| Bergen County | 55 | 60.0% |
| Middlesex County | 43 | 55.8% |
| Essex County | 41 | 56.1% |
| Burlington County | 39 | 82.1% |
| Somerset County | 34 | 58.8% |
| Passaic County | 33 | 63.6% |
| Monmouth County | 27 | 59.3% |
Fees & closing costs
Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Homexpress Mortgage Corp.’s home-purchase originations — 1.75 points higher than the 1.93% New Jersey median. Typical lender credit toward costs: $4,716. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →
Compare Homexpress Mortgage Corp. to other lenders for your profile
Enter your income, county, DTI and down payment to see who approves borrowers like you.
Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Homexpress Mortgage Corp. (LEI 549300R77W0P105C3S50). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →