Best lenders for manufactured homes in Ocean County, NJ
Manufactured and mobile homes are a distinct, underserved lending market — a minority of lenders do meaningful volume, and approval varies widely. Based on 1,490 manufactured-home home-purchase decisions in Ocean County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For manufactured-home buyers in Ocean County, lenders approved 38.5% — 53 points below the 91% all-buyer average in the county.
Top lenders for manufactured-home buyers in Ocean County
Lenders with 25+ manufactured-home buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Centier Bank Merrillville, IN | 90.7% | 54 | 5 | +3.66 pp |
| Baycoast Bank Swansea, MA | 66.7% | 66 | 22 | +2.74 pp |
| Greenwood Credit Union Warwick, RI | 59.3% | 81 | 33 | — |
| Triad Financial Services, Inc. Jacksonville, FL | 49.4% | 324 | 164 | +2.77 pp |
| Tammac Holdings Corporation Wayne, PA | 52.0% | 25 | 12 | +5.03 pp |
| Countryplace Mortgage, Ltd. Plano, TX | 48.3% | 29 | 15 | +2.99 pp |
| First Credit Corporation Of Ny, Inc. Gloversville, NY | 25.6% | 582 | 433 | +2.94 pp |
| 21ST Mortgage Knoxville, TN | 26.9% | 156 | 114 | +4.59 pp |
| Priority Funding Llc Northboro, MA | 0.0% | 86 | 86 | — |
Why manufactured-home buyers were denied here
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, manufactured-home buyers in Ocean County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →