Best lenders for manufactured homes in Monmouth County, NJ
Manufactured and mobile homes are a distinct, underserved lending market — a minority of lenders do meaningful volume, and approval varies widely. Based on 977 manufactured-home home-purchase decisions in Monmouth County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For manufactured-home buyers in Monmouth County, lenders approved 37.5% — 54 points below the 91% all-buyer average in the county.
Top lenders for manufactured-home buyers in Monmouth County
Lenders with 25+ manufactured-home buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Baycoast Bank Swansea, MA | 76.9% | 39 | 9 | +3.13 pp |
| Greenwood Credit Union Warwick, RI | 63.9% | 36 | 13 | — |
| Triad Financial Services, Inc. Jacksonville, FL | 45.3% | 256 | 140 | +3.19 pp |
| First Credit Corporation Of Ny, Inc. Gloversville, NY | 30.1% | 259 | 181 | +2.93 pp |
| Tammac Holdings Corporation Wayne, PA | 34.0% | 50 | 33 | +2.42 pp |
| 21ST Mortgage Knoxville, TN | 19.3% | 176 | 142 | +4.70 pp |
| Priority Funding Llc Northboro, MA | 0.0% | 79 | 79 | — |
Why manufactured-home buyers were denied here
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, manufactured-home buyers in Monmouth County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →