New Jersey · Home purchase

Best VA loan lenders in Hudson County, NJ

VA loans offer eligible veterans and service members zero down and no PMI. Lender experience with VA files varies widely. Based on 558 VA home-purchase decisions in Hudson County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.

Va approval
79.9%
446 of 558
Denial rate
20.1%
112 denied
Decisions
558
2018–2025

For VA buyers in Hudson County, lenders approved 79.9% — 8 points below the 88% all-buyer average in the county.

Top lenders for VA buyers in Hudson County

Lenders with 25+ VA buyers decisions here, ranked by a sample-size-adjusted approval rate.

LenderApprovalDecisionsDeniedAvg. rate spread
Crosscountry Mortgage, Llc
Cleveland, OH
92.3%393-0.14 pp
Mortgage Research Center
Columbia, MO
80.4%14328-0.02 pp
Navy Federal Credit Union
Vienna, VA
67.6%3411-0.38 pp
Usaa Federal Savings Bank
San Antonio, TX
66.7%3612+0.02 pp

Why VA buyers were denied here

Debt-to-income ratio38% of denialsCollateral (value/type)27% of denialsIncomplete application15% of denialsCredit history15% of denialsInsufficient cash to close10% of denials

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Other buyer situations in Hudson County

Best FHA lendersBest jumbo lendersBest lenders for high debt-to-income buyersBest low-down-payment lendersBest lenders for lower-income buyersBest investment-property lenders

Best VA lenders in other NJ counties

AtlanticBergenBurlingtonCamdenCape MayCumberlandEssexGloucesterHunterdonMercerMiddlesexMonmouthMorrisOceanPassaicSalemSomersetSussexUnionWarren

Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, VA buyers in Hudson County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →