New Jersey · Home purchase

Best jumbo mortgage lenders in Hudson County, NJ

Loans above the conforming limit (jumbo) demand stronger files and are made by a narrower set of lenders. Here's who approves them. Based on 3,494 jumbo home-purchase decisions in Hudson County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.

Jumbo approval
89.3%
3,121 of 3,494
Denial rate
10.7%
373 denied
Decisions
3,494
2018–2025

For jumbo buyers in Hudson County, lenders approved 89.3% — 1 points above the 88% all-buyer average in the county.

Top lenders for jumbo buyers in Hudson County

Lenders with 25+ jumbo buyers decisions here, ranked by a sample-size-adjusted approval rate.

LenderApprovalDecisionsDeniedAvg. rate spread
Loandepot.com Llc
Irvine, CA
98.1%3176-0.14 pp
Crosscountry Mortgage, Llc
Cleveland, OH
97.7%872+0.00 pp
Toll Brothers Mortgage Company
Fort Washington, PA
95.8%1195-0.17 pp
Citibank, Na
New York, NY
93.8%24015-0.62 pp
First Republic Bank
San Francisco, CA
96.8%622-0.63 pp
Pinnacle Mortgage Inc.
East Hanover, NJ
97.3%371-0.23 pp
Jpmorgan Chase Bank, Na
Columbus, OH
89.9%28829-0.30 pp
Bank Of America Na
Westlake Village, CA
88.7%42448-0.52 pp
Wells Fargo Bank Na
Minneapolis, MN
87.8%56569-0.50 pp
Morgan Stanley Private Bank Na
Purchase, NY
92.3%786-0.55 pp
Nj Lenders Corp
Little Falls, NJ
90.6%858-0.02 pp
Guaranteed Rate, Inc.
Chicago, IL
92.9%423+0.11 pp
Td Bank
Mount Laurel, NJ
88.9%728-0.11 pp
Citizens Bank, Na
Providence, RI
84.6%18829-0.23 pp
Valley National Bank
Morristown, NJ
89.3%566+0.22 pp

Why jumbo buyers were denied here

Collateral (value/type)34% of denialsDebt-to-income ratio34% of denialsInsufficient cash to close21% of denialsIncomplete application16% of denialsOther15% of denials

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Other buyer situations in Hudson County

Best FHA lendersBest VA lendersBest lenders for high debt-to-income buyersBest low-down-payment lendersBest lenders for lower-income buyersBest investment-property lenders

Best jumbo lenders in other NJ counties

AtlanticBergenBurlingtonCamdenCape MayEssexMercerMiddlesexMonmouthMorrisOceanSomersetUnion

Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, jumbo buyers in Hudson County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →