Best lenders for investment property in Hudson County, NJ
Buying a rental or investment property is underwritten differently than a home you'll live in. Not every lender is comfortable with it. Based on 2,115 investment-property home-purchase decisions in Hudson County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For investment-property buyers in Hudson County, lenders approved 84.9% — 3 points below the 88% all-buyer average in the county.
Top lenders for investment-property buyers in Hudson County
Lenders with 25+ investment-property buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Pinnacle Mortgage Inc. East Hanover, NJ | 100.0% | 59 | 0 | — |
| Loandepot.com Llc Irvine, CA | 97.9% | 47 | 1 | — |
| Nj Lenders Corp Little Falls, NJ | 92.7% | 232 | 17 | — |
| Crosscountry Mortgage, Llc Cleveland, OH | 94.3% | 70 | 4 | +0.87 pp |
| Summit Mortgage Bankers, Inc. Flushing, NY | 94.7% | 57 | 3 | +0.70 pp |
| American Federal Mortgage Corporation Chester, NJ | 97.1% | 34 | 1 | +0.64 pp |
| Fm Home Loans Llc Brooklyn, NY | 96.8% | 31 | 1 | +1.19 pp |
| Unity Bank Clinton, NJ | 94.6% | 37 | 2 | +1.65 pp |
| Bond Street Mortgage, Llc Paramus, NJ | 90.5% | 63 | 6 | +0.77 pp |
| Finance Of America Mortgage Llc Horsham, PA | 93.5% | 31 | 2 | — |
| Caliber Home Loans, Inc. Fort Washington, PA | 90.9% | 33 | 3 | +0.96 pp |
| First Alliance Home Mortgage, Llc Cranford, NJ | 85.0% | 60 | 9 | — |
| Rocket Mortgage Detroit, MI | 76.8% | 177 | 41 | +0.69 pp |
| Absolute Home Mortgage Fairfield, NJ | 80.6% | 31 | 6 | — |
| Homebridge Financial Services, Inc Iselin, NJ | 76.5% | 51 | 12 | +1.53 pp |
Why investment-property buyers were denied here
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, investment-property buyers in Hudson County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →