Best lenders for high-DTI buyers in Camden County, NJ
Carrying a debt-to-income ratio of 43% or more narrows your options — some lenders approve stretched budgets far more often than others. Based on 20,877 high-DTI home-purchase decisions in Camden County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For high-DTI buyers in Camden County, lenders approved 87.3% — 4 points below the 91% all-buyer average in the county.
Top lenders for high-DTI buyers in Camden County
Lenders with 25+ high-DTI buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Greentree Mortgage Company, L.p. Gibbsboro, NJ | 97.7% | 1,468 | 34 | +0.86 pp |
| Trident Mortgage Company Lp Devon, PA | 97.7% | 474 | 11 | +0.91 pp |
| Crosscountry Mortgage, Llc Cleveland, OH | 95.6% | 989 | 44 | +0.85 pp |
| Nation One Mortgage Corporatio Marlton, NJ | 95.2% | 847 | 41 | +1.34 pp |
| Absolute Home Mortgage Fairfield, NJ | 95.1% | 636 | 31 | +0.82 pp |
| Nfm, Inc Linthicum, MD | 94.7% | 656 | 35 | +0.62 pp |
| American Neighborhood Mortgage Acceptance Company Mt. Laurel, NJ | 94.0% | 698 | 42 | +1.14 pp |
| Allied Mortgage Group, Inc Bala Cynwyd, PA | 92.5% | 738 | 55 | +0.98 pp |
| Guaranteed Rate, Inc. Chicago, IL | 92.3% | 543 | 42 | +0.42 pp |
| Movement Mortgage, Llc Indian Land, SC | 91.4% | 315 | 27 | +0.63 pp |
| Republic First Bank Philadelphia, PA | 90.3% | 300 | 29 | +0.80 pp |
| Caliber Home Loans, Inc. Fort Washington, PA | 89.2% | 378 | 41 | +0.85 pp |
| Gateway First Bank Jenks, OK | 87.9% | 621 | 75 | +0.88 pp |
| Weichert Financial Services Morris Plains, NJ | 88.7% | 379 | 43 | +0.79 pp |
| Prosperity Home Mortgage, Llc Chantilly, VA | 87.9% | 473 | 57 | +0.55 pp |
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, high-DTI buyers in Camden County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →