Best lenders for low-down-payment buyers in Camden County, NJ
Putting down less than 5% (a 95%+ loan-to-value) makes some lenders cautious. These are the ones that still approve low-down buyers. Based on 16,523 low-down-payment home-purchase decisions in Camden County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For low-down-payment buyers in Camden County, lenders approved 88.7% — 2 points below the 91% all-buyer average in the county.
Top lenders for low-down-payment buyers in Camden County
Lenders with 25+ low-down-payment buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Greentree Mortgage Company, L.p. Gibbsboro, NJ | 98.3% | 1,273 | 22 | +0.97 pp |
| Trident Mortgage Company Lp Devon, PA | 97.5% | 393 | 10 | +1.11 pp |
| American Neighborhood Mortgage Acceptance Company Mt. Laurel, NJ | 96.8% | 624 | 20 | +1.27 pp |
| Crosscountry Mortgage, Llc Cleveland, OH | 95.8% | 793 | 33 | +0.97 pp |
| Nfm, Inc Linthicum, MD | 94.7% | 551 | 29 | +0.74 pp |
| Absolute Home Mortgage Fairfield, NJ | 94.6% | 598 | 32 | +0.94 pp |
| Allied Mortgage Group, Inc Bala Cynwyd, PA | 92.7% | 749 | 55 | +1.10 pp |
| Caliber Home Loans, Inc. Fort Washington, PA | 93.2% | 293 | 20 | +0.96 pp |
| Guaranteed Rate, Inc. Chicago, IL | 92.4% | 471 | 36 | +0.67 pp |
| 1ST Colonial Community Bank Collingswood, NJ | 93.2% | 234 | 16 | +0.79 pp |
| Cmg Mortgage Inc San Ramon, IL | 92.9% | 252 | 18 | +0.79 pp |
| Gateway First Bank Jenks, OK | 91.1% | 741 | 66 | +1.04 pp |
| Weichert Financial Services Morris Plains, NJ | 90.5% | 262 | 25 | +1.01 pp |
| Movement Mortgage, Llc Indian Land, SC | 90.2% | 255 | 25 | +0.74 pp |
| Republic First Bank Philadelphia, PA | 88.6% | 272 | 31 | +0.86 pp |
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, low-down-payment buyers in Camden County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →