Zillow Home Loans, Llc
Irvine, CA · What the federal mortgage record shows about how Zillow Home Loans, Llc treated New Jersey applicants, 2018–2025 — 235 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 235 New Jersey applications Zillow Home Loans, Llc approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Zillow Home Loans, Llc’s rates ran -0.03 pp lower than the typical New Jersey lender (average rate spread +0.30 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Zillow Home Loans, Llc approves
Why Zillow Home Loans, Llc denied applications
Where Zillow Home Loans, Llc lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Burlington County | 45 | 91.1% |
| Camden County | 38 | 97.4% |
Fees & closing costs
Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Zillow Home Loans, Llc’s home-purchase originations — 0.32 points higher than the 1.93% New Jersey median. Typical lender credit toward costs: $564. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →
Compare Zillow Home Loans, Llc to other lenders for your profile
Enter your income, county, DTI and down payment to see who approves borrowers like you.
Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Zillow Home Loans, Llc (LEI 549300370QILXLFUWD20). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →