Greenbox Loans
Los Angeles, CA · What the federal mortgage record shows about how Greenbox Loans treated New Jersey applicants, 2018–2025 — 260 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 260 New Jersey applications Greenbox Loans approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Greenbox Loans’s rates ran +3.30 pp higher than the typical New Jersey lender (average rate spread +3.52 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Greenbox Loans approves
Thin.
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Why Greenbox Loans denied applications
Where Greenbox Loans lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Union County | 42 | 92.9% |
| Essex County | 33 | 69.7% |
| Monmouth County | 25 | 72.0% |
Fees & closing costs
Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Greenbox Loans’s home-purchase originations — 2.54 points higher than the 1.93% New Jersey median. Typical lender credit toward costs: $550. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →
Compare Greenbox Loans to other lenders for your profile
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Greenbox Loans (LEI 549300TMY3OACQC9U777). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →