Lenderfi, Inc
Delray Beach, FL · What the federal mortgage record shows about how Lenderfi, Inc treated New Jersey applicants, 2018–2025 — 319 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 319 New Jersey applications Lenderfi, Inc approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Lenderfi, Inc’s rates ran -0.36 pp lower than the typical New Jersey lender (average rate spread -0.13 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Lenderfi, Inc approves
Why Lenderfi, Inc denied applications
Where Lenderfi, Inc lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Middlesex County | 42 | 97.6% |
| Morris County | 35 | 97.1% |
| Bergen County | 33 | 93.9% |
| Essex County | 27 | 100.0% |
| Somerset County | 25 | 100.0% |
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Lenderfi, Inc (LEI 549300OWUY97LHFQ0512). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →