Gold Star Mortgage Financial Group, Corporation
Ann Arbor, MI · What the federal mortgage record shows about how Gold Star Mortgage Financial Group, Corporation treated New Jersey applicants, 2018–2025 — 220 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 220 New Jersey applications Gold Star Mortgage Financial Group, Corporation approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Gold Star Mortgage Financial Group, Corporation’s rates ran -0.15 pp lower than the typical New Jersey lender (average rate spread +0.12 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Gold Star Mortgage Financial Group, Corporation approves
Why Gold Star Mortgage Financial Group, Corporation denied applications
Where Gold Star Mortgage Financial Group, Corporation lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Bergen County | 46 | 100.0% |
| Morris County | 30 | 93.3% |
| Middlesex County | 29 | 96.6% |
Fees & closing costs
Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Gold Star Mortgage Financial Group, Corporation’s home-purchase originations — 0.15 points lower than the 1.93% New Jersey median. Typical lender credit toward costs: $3,716. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →
Compare Gold Star Mortgage Financial Group, Corporation to other lenders for your profile
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Gold Star Mortgage Financial Group, Corporation (LEI 5493002Y5XYV7DV1ZV88). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →