Jersey Shore Fcu
Northfield, NJ · What the federal mortgage record shows about how Jersey Shore Fcu treated New Jersey applicants, 2018–2025 — 329 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 329 New Jersey applications Jersey Shore Fcu approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Jersey Shore Fcu’s rates ran -0.90 pp lower than the typical New Jersey lender (average rate spread -0.67 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Jersey Shore Fcu approves
Why Jersey Shore Fcu denied applications
Where Jersey Shore Fcu lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Atlantic County | 226 | 84.5% |
| Cape May County | 68 | 86.8% |
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Jersey Shore Fcu (LEI 5493006VI8ZWLFWG2K57). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →