Interstate Home Loan Center, Inc.
Melville, NY · What the federal mortgage record shows about how Interstate Home Loan Center, Inc. treated New Jersey applicants, 2018–2025 — 204 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 204 New Jersey applications Interstate Home Loan Center, Inc. approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Interstate Home Loan Center, Inc.’s rates ran +0.24 pp higher than the typical New Jersey lender (average rate spread +0.62 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Interstate Home Loan Center, Inc. approves
Why Interstate Home Loan Center, Inc. denied applications
Where Interstate Home Loan Center, Inc. lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Bergen County | 33 | 100.0% |
Fees & closing costs
Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Interstate Home Loan Center, Inc.’s home-purchase originations — 1.18 points higher than the 1.93% New Jersey median. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →
Compare Interstate Home Loan Center, Inc. to other lenders for your profile
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Interstate Home Loan Center, Inc. (LEI 5493003X6Y6JGJKHPA25). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →